Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$997K, with repayments around HK$43,497/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,994/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- F
- Saleable Area
- 589 Saleable ft²
- Gross Area
- 675 ft²
- Efficiency
- 87%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-26 | HK$10.98M | +33.9% 4.7y · 7.0%/yr |
| 2016-07-26 | HK$8.20M | +132.3% 9.0y · 15.0%/yr |
| 2007-08-08 | HK$3.53M | +35.2% |
| 1999-11-18 | HK$2.61M | −51.3% |
| 1997-11-10 | HK$5.36M | +7.2% |
| 1997-06-18 | HK$5.00M | +73.6% |
| 1996-01-10 | HK$2.88M | — |