▼ 0.50% · 3.625%
HK$21,843
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,523
−HK$690/mo
Today · 4.125%
HK$23,213
baseline
▲ 0.50% · 4.625%
HK$24,626
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,426/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,301
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,952
−HK$661/mo
Today · 4.125%
HK$25,613
baseline
▲ 0.50% · 4.625%
HK$26,964
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,226/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,028
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$759/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,731
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,447
−HK$728/mo
Today · 4.125%
HK$28,175
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,350/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,212
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$829/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,161
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$793/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,356
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,396
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,280
−HK$897/mo
Today · 4.125%
HK$30,177
baseline
▲ 0.50% · 4.625%
HK$32,013
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,354/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$859/mo
Today · 4.125%
HK$33,297
baseline
▲ 0.50% · 4.625%
HK$35,053
+HK$1,756/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,594/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,581
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,532
−HK$966/mo
Today · 4.125%
HK$32,498
baseline
▲ 0.50% · 4.625%
HK$34,476
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$64,996/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,021
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,933
−HK$926/mo
Today · 4.125%
HK$35,859
baseline
▲ 0.50% · 4.625%
HK$37,749
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,718/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,784
−HK$1,036/mo
Today · 4.125%
HK$34,820
baseline
▲ 0.50% · 4.625%
HK$36,938
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,640/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,451
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,428
−HK$992/mo
Today · 4.125%
HK$38,420
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,025/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,840/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,949
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,036
−HK$1,105/mo
Today · 4.125%
HK$37,141
baseline
▲ 0.50% · 4.625%
HK$39,401
+HK$2,260/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,282/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,881
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,924
−HK$1,057/mo
Today · 4.125%
HK$40,981
baseline
▲ 0.50% · 4.625%
HK$43,142
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,962/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,134
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,289
−HK$1,173/mo
Today · 4.125%
HK$39,462
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,924/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,311
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,419
−HK$1,124/mo
Today · 4.125%
HK$43,543
baseline
▲ 0.50% · 4.625%
HK$45,838
+HK$2,295/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,086/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,318
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,243/mo
Today · 4.125%
HK$41,784
baseline
▲ 0.50% · 4.625%
HK$44,326
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,741
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,914
−HK$1,190/mo
Today · 4.125%
HK$46,104
baseline
▲ 0.50% · 4.625%
HK$48,534
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,208/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,935 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).