▼ 0.50% · 3.625%
HK$19,553
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,161
−HK$618/mo
Today · 4.125%
HK$20,779
baseline
▲ 0.50% · 4.625%
HK$22,043
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,558/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,752
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$592/mo
Today · 4.125%
HK$22,927
baseline
▲ 0.50% · 4.625%
HK$24,136
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,854/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,508
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,177
−HK$680/mo
Today · 4.125%
HK$22,857
baseline
▲ 0.50% · 4.625%
HK$24,247
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,714/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,927
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,569
−HK$651/mo
Today · 4.125%
HK$25,220
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,440/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,463
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$741/mo
Today · 4.125%
HK$24,934
baseline
▲ 0.50% · 4.625%
HK$26,452
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,868/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,103
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,803
−HK$710/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$28,963
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,418
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,209
−HK$803/mo
Today · 4.125%
HK$27,012
baseline
▲ 0.50% · 4.625%
HK$28,656
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,024/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,278
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$769/mo
Today · 4.125%
HK$29,805
baseline
▲ 0.50% · 4.625%
HK$31,377
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,610/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,225
−HK$865/mo
Today · 4.125%
HK$29,090
baseline
▲ 0.50% · 4.625%
HK$30,860
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,180/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,453
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$828/mo
Today · 4.125%
HK$32,098
baseline
▲ 0.50% · 4.625%
HK$33,790
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,196/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,329
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$927/mo
Today · 4.125%
HK$31,168
baseline
▲ 0.50% · 4.625%
HK$33,065
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,336/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,628
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,503
−HK$888/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,204
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$989/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$2,023/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,803
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$947/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$1,933/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,239
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,273
−HK$1,051/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,473
+HK$2,149/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,970
−HK$1,006/mo
Today · 4.125%
HK$38,976
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,055/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,952/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,195
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$1,113/mo
Today · 4.125%
HK$37,402
baseline
▲ 0.50% · 4.625%
HK$39,678
+HK$2,276/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$74,804/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,154
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,204
−HK$1,065/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,175/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).