▼ 0.50% · 3.625%
HK$22,101
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,789
−HK$698/mo
Today · 4.125%
HK$23,487
baseline
▲ 0.50% · 4.625%
HK$24,916
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,974/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,587
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,247
−HK$669/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,068
−HK$768/mo
Today · 4.125%
HK$25,836
baseline
▲ 0.50% · 4.625%
HK$27,408
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,672/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$736/mo
Today · 4.125%
HK$28,507
baseline
▲ 0.50% · 4.625%
HK$30,010
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,014/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,521
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,346
−HK$839/mo
Today · 4.125%
HK$28,185
baseline
▲ 0.50% · 4.625%
HK$29,900
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,370/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,505
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,296
−HK$803/mo
Today · 4.125%
HK$31,099
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,198/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,732
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,625
−HK$908/mo
Today · 4.125%
HK$30,533
baseline
▲ 0.50% · 4.625%
HK$32,391
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,066/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,964
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,821
−HK$869/mo
Today · 4.125%
HK$33,690
baseline
▲ 0.50% · 4.625%
HK$35,466
+HK$1,776/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,380/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,942
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$978/mo
Today · 4.125%
HK$32,882
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,764/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,422
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$936/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,195
+HK$1,913/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,152
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,183
−HK$1,048/mo
Today · 4.125%
HK$35,231
baseline
▲ 0.50% · 4.625%
HK$37,374
+HK$2,143/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,462/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,881
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,870
−HK$1,004/mo
Today · 4.125%
HK$38,874
baseline
▲ 0.50% · 4.625%
HK$40,923
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,748/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,362
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,462
−HK$1,117/mo
Today · 4.125%
HK$37,579
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,158/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,340
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,395
−HK$1,070/mo
Today · 4.125%
HK$41,465
baseline
▲ 0.50% · 4.625%
HK$43,651
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,930/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,572
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,187/mo
Today · 4.125%
HK$39,928
baseline
▲ 0.50% · 4.625%
HK$42,358
+HK$2,430/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,856/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,799
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,137/mo
Today · 4.125%
HK$44,057
baseline
▲ 0.50% · 4.625%
HK$46,379
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,114/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,782
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,020
−HK$1,257/mo
Today · 4.125%
HK$42,277
baseline
▲ 0.50% · 4.625%
HK$44,849
+HK$2,572/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,554/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,257
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,444
−HK$1,204/mo
Today · 4.125%
HK$46,648
baseline
▲ 0.50% · 4.625%
HK$49,107
+HK$2,459/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,296/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).