▼ 0.50% · 3.625%
HK$22,034
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,720
−HK$696/mo
Today · 4.125%
HK$23,416
baseline
▲ 0.50% · 4.625%
HK$24,841
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,832/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,513
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,170
−HK$667/mo
Today · 4.125%
HK$25,837
baseline
▲ 0.50% · 4.625%
HK$27,199
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,674/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,238
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,992
−HK$766/mo
Today · 4.125%
HK$25,758
baseline
▲ 0.50% · 4.625%
HK$27,325
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,516/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,964
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,687
−HK$734/mo
Today · 4.125%
HK$28,421
baseline
▲ 0.50% · 4.625%
HK$29,919
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,842/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,441
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,264
−HK$835/mo
Today · 4.125%
HK$28,099
baseline
▲ 0.50% · 4.625%
HK$29,809
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,198/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,416
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$800/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,639
+HK$1,634/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,645
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$905/mo
Today · 4.125%
HK$30,441
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,882/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,867
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$867/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,359
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,848
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$975/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$933/mo
Today · 4.125%
HK$36,172
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,344/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,052
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,080
−HK$1,044/mo
Today · 4.125%
HK$35,124
baseline
▲ 0.50% · 4.625%
HK$37,261
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,248/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,770
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,756
−HK$1,000/mo
Today · 4.125%
HK$38,756
baseline
▲ 0.50% · 4.625%
HK$40,799
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,512/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,255
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,352
−HK$1,114/mo
Today · 4.125%
HK$37,466
baseline
▲ 0.50% · 4.625%
HK$39,745
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,932/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,221
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,067/mo
Today · 4.125%
HK$41,340
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,680/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,458
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,183/mo
Today · 4.125%
HK$39,807
baseline
▲ 0.50% · 4.625%
HK$42,230
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,614/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,672
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,790
−HK$1,134/mo
Today · 4.125%
HK$43,924
baseline
▲ 0.50% · 4.625%
HK$46,239
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,848/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,662
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,896
−HK$1,253/mo
Today · 4.125%
HK$42,149
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,565/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,298/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,123
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,307
−HK$1,200/mo
Today · 4.125%
HK$46,507
baseline
▲ 0.50% · 4.625%
HK$48,959
+HK$2,452/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$93,014/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).