▼ 0.50% · 3.625%
HK$16,987
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,515
−HK$537/mo
Today · 4.125%
HK$18,052
baseline
▲ 0.50% · 4.625%
HK$19,151
+HK$1,099/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,104/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,898
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,405
−HK$514/mo
Today · 4.125%
HK$19,919
baseline
▲ 0.50% · 4.625%
HK$20,969
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,838/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,686
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,267
−HK$590/mo
Today · 4.125%
HK$19,857
baseline
▲ 0.50% · 4.625%
HK$21,066
+HK$1,209/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,714/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,788
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,345
−HK$566/mo
Today · 4.125%
HK$21,911
baseline
▲ 0.50% · 4.625%
HK$23,066
+HK$1,155/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,822/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,384
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,019
−HK$644/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,981
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,677
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$617/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,163
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,083
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,770
−HK$698/mo
Today · 4.125%
HK$23,468
baseline
▲ 0.50% · 4.625%
HK$24,896
+HK$1,428/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,936/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,567
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,226
−HK$669/mo
Today · 4.125%
HK$25,895
baseline
▲ 0.50% · 4.625%
HK$27,260
+HK$1,365/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,790/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,782
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,522
−HK$751/mo
Today · 4.125%
HK$25,273
baseline
▲ 0.50% · 4.625%
HK$26,811
+HK$1,538/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,546/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,457
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$719/mo
Today · 4.125%
HK$27,886
baseline
▲ 0.50% · 4.625%
HK$29,356
+HK$1,470/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,772/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,481
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,273
−HK$805/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,648/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,347
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,107
−HK$771/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,453
+HK$1,575/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,179
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,025
−HK$859/mo
Today · 4.125%
HK$28,884
baseline
▲ 0.50% · 4.625%
HK$30,641
+HK$1,757/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,768/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,237
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,048
−HK$822/mo
Today · 4.125%
HK$31,870
baseline
▲ 0.50% · 4.625%
HK$33,550
+HK$1,680/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,740/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,878
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,776
−HK$913/mo
Today · 4.125%
HK$30,689
baseline
▲ 0.50% · 4.625%
HK$32,556
+HK$1,867/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,378/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,126
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,988
−HK$874/mo
Today · 4.125%
HK$33,862
baseline
▲ 0.50% · 4.625%
HK$35,647
+HK$1,785/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,724/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,577
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,528
−HK$966/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,977/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$925/mo
Today · 4.125%
HK$35,854
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$1,890/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,708/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,489 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).