▼ 0.50% · 3.625%
HK$18,247
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,814
−HK$577/mo
Today · 4.125%
HK$19,391
baseline
▲ 0.50% · 4.625%
HK$20,571
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,782/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,299
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,844
−HK$552/mo
Today · 4.125%
HK$21,396
baseline
▲ 0.50% · 4.625%
HK$22,524
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,792/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,071
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$634/mo
Today · 4.125%
HK$21,330
baseline
▲ 0.50% · 4.625%
HK$22,628
+HK$1,298/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,660/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,928
−HK$608/mo
Today · 4.125%
HK$23,536
baseline
▲ 0.50% · 4.625%
HK$24,776
+HK$1,240/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,072/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,896
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,577
−HK$692/mo
Today · 4.125%
HK$23,269
baseline
▲ 0.50% · 4.625%
HK$24,685
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,538/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,359
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,012
−HK$663/mo
Today · 4.125%
HK$25,675
baseline
▲ 0.50% · 4.625%
HK$27,029
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,350/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,721
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,459
−HK$749/mo
Today · 4.125%
HK$25,208
baseline
▲ 0.50% · 4.625%
HK$26,742
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,416/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,389
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,097
−HK$718/mo
Today · 4.125%
HK$27,815
baseline
▲ 0.50% · 4.625%
HK$29,281
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,630/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$807/mo
Today · 4.125%
HK$27,147
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,294/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$773/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,370
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,221
−HK$865/mo
Today · 4.125%
HK$29,086
baseline
▲ 0.50% · 4.625%
HK$30,856
+HK$1,770/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,172/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,449
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,266
−HK$828/mo
Today · 4.125%
HK$32,094
baseline
▲ 0.50% · 4.625%
HK$33,786
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,188/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,103
−HK$922/mo
Today · 4.125%
HK$31,025
baseline
▲ 0.50% · 4.625%
HK$32,913
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,050/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,479
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$884/mo
Today · 4.125%
HK$34,234
baseline
▲ 0.50% · 4.625%
HK$36,038
+HK$1,804/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,468/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,019
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,984
−HK$981/mo
Today · 4.125%
HK$32,965
baseline
▲ 0.50% · 4.625%
HK$34,970
+HK$2,005/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,930/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,509
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,434
−HK$939/mo
Today · 4.125%
HK$36,373
baseline
▲ 0.50% · 4.625%
HK$38,290
+HK$1,917/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,746/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,844
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,866
−HK$1,038/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$37,027
+HK$2,123/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,539
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,519
−HK$994/mo
Today · 4.125%
HK$38,513
baseline
▲ 0.50% · 4.625%
HK$40,543
+HK$2,030/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,026/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,062 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).