▼ 0.50% · 3.625%
HK$20,010
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,632
−HK$632/mo
Today · 4.125%
HK$21,264
baseline
▲ 0.50% · 4.625%
HK$22,558
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,528/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,261
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,858
−HK$605/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,700
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,011
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,695
−HK$696/mo
Today · 4.125%
HK$23,391
baseline
▲ 0.50% · 4.625%
HK$24,814
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,782/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,487
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,143
−HK$667/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,170
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,758
−HK$759/mo
Today · 4.125%
HK$25,517
baseline
▲ 0.50% · 4.625%
HK$27,070
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,034/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,713
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,429
−HK$727/mo
Today · 4.125%
HK$28,156
baseline
▲ 0.50% · 4.625%
HK$29,640
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,312/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,013
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,822
−HK$822/mo
Today · 4.125%
HK$27,644
baseline
▲ 0.50% · 4.625%
HK$29,326
+HK$1,682/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,288/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,939
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,715
−HK$787/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,110
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,014
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,885
−HK$885/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,582
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,165
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$32,001
−HK$847/mo
Today · 4.125%
HK$32,848
baseline
▲ 0.50% · 4.625%
HK$34,580
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,696/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,014
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,948
−HK$949/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,837
+HK$1,940/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,391
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,286
−HK$909/mo
Today · 4.125%
HK$35,195
baseline
▲ 0.50% · 4.625%
HK$37,050
+HK$1,855/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,390/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,011
−HK$1,012/mo
Today · 4.125%
HK$34,023
baseline
▲ 0.50% · 4.625%
HK$36,093
+HK$2,070/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,046/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,617
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,572
−HK$969/mo
Today · 4.125%
HK$37,541
baseline
▲ 0.50% · 4.625%
HK$39,520
+HK$1,979/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,082/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,075
−HK$1,075/mo
Today · 4.125%
HK$36,150
baseline
▲ 0.50% · 4.625%
HK$38,349
+HK$2,199/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,300/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,843
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,858
−HK$1,029/mo
Today · 4.125%
HK$39,887
baseline
▲ 0.50% · 4.625%
HK$41,990
+HK$2,103/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,774/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,017
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,138
−HK$1,138/mo
Today · 4.125%
HK$38,276
baseline
▲ 0.50% · 4.625%
HK$40,605
+HK$2,329/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,552/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,069
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,144
−HK$1,090/mo
Today · 4.125%
HK$42,234
baseline
▲ 0.50% · 4.625%
HK$44,460
+HK$2,226/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,468/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).