▼ 0.50% · 3.625%
HK$18,896
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$597/mo
Today · 4.125%
HK$20,080
baseline
▲ 0.50% · 4.625%
HK$21,302
+HK$1,222/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,160/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,021
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$572/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,785
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,432
−HK$656/mo
Today · 4.125%
HK$22,088
baseline
▲ 0.50% · 4.625%
HK$23,432
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,176/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,743
−HK$629/mo
Today · 4.125%
HK$24,372
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,744/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,675
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,380
−HK$717/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,563
+HK$1,466/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,225
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,902
−HK$686/mo
Today · 4.125%
HK$26,588
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,402/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,176/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,564
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$777/mo
Today · 4.125%
HK$26,105
baseline
▲ 0.50% · 4.625%
HK$27,693
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,210/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$744/mo
Today · 4.125%
HK$28,804
baseline
▲ 0.50% · 4.625%
HK$30,322
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,608/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$836/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,823
+HK$1,710/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,429
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$800/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,636/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$896/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,953
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$858/mo
Today · 4.125%
HK$33,235
baseline
▲ 0.50% · 4.625%
HK$34,987
+HK$1,752/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,470/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,233
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,173
−HK$956/mo
Today · 4.125%
HK$32,129
baseline
▲ 0.50% · 4.625%
HK$34,084
+HK$1,955/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,258/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,634
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,536
−HK$915/mo
Today · 4.125%
HK$35,451
baseline
▲ 0.50% · 4.625%
HK$37,319
+HK$1,868/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,902/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,122
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,122
−HK$1,015/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$36,214
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,736
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$973/mo
Today · 4.125%
HK$37,667
baseline
▲ 0.50% · 4.625%
HK$39,652
+HK$1,985/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,334/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,012
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,070
−HK$1,075/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,344
+HK$2,199/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,838
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,029/mo
Today · 4.125%
HK$39,882
baseline
▲ 0.50% · 4.625%
HK$41,984
+HK$2,102/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,764/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,598 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).