▼ 0.50% · 3.625%
HK$16,276
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,782
−HK$514/mo
Today · 4.125%
HK$17,296
baseline
▲ 0.50% · 4.625%
HK$18,349
+HK$1,053/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,592/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,107
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,592
−HK$493/mo
Today · 4.125%
HK$19,085
baseline
▲ 0.50% · 4.625%
HK$20,091
+HK$1,006/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,170/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,903
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,460
−HK$566/mo
Today · 4.125%
HK$19,026
baseline
▲ 0.50% · 4.625%
HK$20,184
+HK$1,158/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$38,052/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,917
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,452
−HK$541/mo
Today · 4.125%
HK$20,993
baseline
▲ 0.50% · 4.625%
HK$22,100
+HK$1,107/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$41,986/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,531
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,139
−HK$617/mo
Today · 4.125%
HK$20,756
baseline
▲ 0.50% · 4.625%
HK$22,019
+HK$1,263/mo
Deposit HK$2.86M · loan HK$4.28M · min. income ≈ HK$41,512/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,728
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,311
−HK$591/mo
Today · 4.125%
HK$22,902
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,207/mo
Deposit HK$2.86M · loan HK$4.28M · min. income ≈ HK$45,804/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,159
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,817
−HK$668/mo
Today · 4.125%
HK$22,485
baseline
▲ 0.50% · 4.625%
HK$23,854
+HK$1,369/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,970/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,539
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,170
−HK$640/mo
Today · 4.125%
HK$24,810
baseline
▲ 0.50% · 4.625%
HK$26,118
+HK$1,308/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,620/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,786
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,495
−HK$720/mo
Today · 4.125%
HK$24,215
baseline
▲ 0.50% · 4.625%
HK$25,688
+HK$1,473/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,430/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,349
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,029
−HK$690/mo
Today · 4.125%
HK$26,719
baseline
▲ 0.50% · 4.625%
HK$28,127
+HK$1,408/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,438/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,414
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,173
−HK$772/mo
Today · 4.125%
HK$25,945
baseline
▲ 0.50% · 4.625%
HK$27,523
+HK$1,578/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,890/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,160
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,888
−HK$739/mo
Today · 4.125%
HK$28,627
baseline
▲ 0.50% · 4.625%
HK$30,136
+HK$1,509/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,254/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,041
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,851
−HK$823/mo
Today · 4.125%
HK$27,674
baseline
▲ 0.50% · 4.625%
HK$29,358
+HK$1,684/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,348/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,971
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$788/mo
Today · 4.125%
HK$30,536
baseline
▲ 0.50% · 4.625%
HK$32,145
+HK$1,609/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,072/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,669
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,530
−HK$874/mo
Today · 4.125%
HK$29,404
baseline
▲ 0.50% · 4.625%
HK$31,193
+HK$1,789/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$58,808/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,781
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,607
−HK$837/mo
Today · 4.125%
HK$32,444
baseline
▲ 0.50% · 4.625%
HK$34,155
+HK$1,711/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$64,888/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,296
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$926/mo
Today · 4.125%
HK$31,134
baseline
▲ 0.50% · 4.625%
HK$33,028
+HK$1,894/mo
Deposit HK$714K · loan HK$6.42M · min. income ≈ HK$62,268/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,466
−HK$887/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,164
+HK$1,811/mo
Deposit HK$714K · loan HK$6.42M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$214,132 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).