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Crescira AVM · estimated value Medium confidence
HK$45.28M
≈ HK$29,928 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.58M, with repayments around HK$153,620/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$144,555
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$149,052
−HK$4,568/mo
Today · 4.125%
HK$153,620
baseline
▲ 0.50% · 4.625%
HK$162,968
+HK$9,348/mo

Deposit HK$13.58M · loan HK$31.70M · min. income ≈ HK$307,240/mo (50% DSR)

Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 12 min walk · 912 m
Education
20
schools within 1 km (4 within 500 m)
Daily convenience
34
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
25/F
Flat
B
Saleable Area
1,513 Saleable ft²
Gross Area
1,962 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-11-15 HK$43.98M +239.6%
2003-01-29 HK$12.95M
Data sourced from Renavon.com