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Crescira AVM · estimated value Medium confidence
HK$56.48M
≈ HK$37,333 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.95M, with repayments around HK$191,626/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$180,319
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$185,928
−HK$5,698/mo
Today · 4.125%
HK$191,626
baseline
▲ 0.50% · 4.625%
HK$203,286
+HK$11,660/mo

Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$383,252/mo (50% DSR)

Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,590 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
36/F
Flat
B
Saleable Area
1,513 ft²
Gross Area
1,962 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1998-04-21 HK$24.18M −12.1%
1996-12-30 HK$27.50M −8.3%
1996-12-17 HK$30.00M +30.4%
1996-10-07 HK$23.00M +23.1%
1995-11-25 HK$18.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 12 min walk · 891 m
Education
24
schools within 1 km (4 within 500 m)
Daily convenience
39
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com