12/F B

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 1,522 ft² 1/F B 1,522 ft² 2/F A 1,522 ft² 2/F B 1,522 ft² 3/F A 1,522 ft² 3/F B 1,522 ft² 4/F A 1,522 ft² 5/F A 1,522 ft² 5/F B 1,519 ft² 6/F A 1,522 ft² 6/F B 1,522 ft² 7/F A 1,522 ft² 8/F A 1,522 ft² 8/F B 1,522 ft² 9/F A 1,522 ft² 9/F B 1,522 ft² 10/F A 1,522 ft² 10/F B 1,522 ft² 11/F A 1,522 ft² 11/F B 1,522 ft² 12/F B 1,522 ft² 13/F A 1,522 ft² 13/F B 1,522 ft² 14/F B 1,513 ft² 15/F A 1,513 ft² 15/F B 1,513 ft² 16/F A 1,522 ft² 16/F B 1,522 ft² 17/F A 1,513 ft² 17/F B 1,513 ft² 18/F A 1,513 ft² 18/F B 1,513 ft² 19/F A 1,522 ft² 19/F B 1,522 ft² 20/F A 1,513 ft² 20/F B 1,513 ft² 21/F A 1,513 ft² 22/F A 1,513 ft² 23/F A 1,522 ft² 24/F A 1,513 ft² 24/F B 1,513 ft² 25/F A 1,513 ft² 25/F B 1,513 ft² 26/F B 1,513 ft² 27/F A 1,522 ft² 27/F B 1,522 ft² 28/F A 1,513 ft² 29/F A 1,513 ft² 30/F A 1,513 ft² 30/F B 1,513 ft² 31/F A 1,513 ft² 32/F A 1,522 ft² 33/F B 1,513 ft² 34/F A 1,513 ft² 34/F B 1,513 ft² 35/F A 1,513 ft² 35/F B 1,513 ft² 36/F A 1,513 ft² 36/F B 1,513 ft² 37/F B 1,513 ft² 38/F A 1,513 ft² 38/F B 1,513 ft² 40/F A 1,518 ft² 40/F B 1,513 ft² 41/F A 2,284 ft² 41/F B 2,271 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$43.37M

≈ HK$28,498 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.01M, with repayments around HK$147,149/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$138,466

−HK$8,683/mo

▼ 0.25% · 3.875%

HK$142,773

−HK$4,376/mo

Today · 4.125%

HK$147,149

baseline

▲ 0.50% · 4.625%

HK$156,102

+HK$8,953/mo

Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$294,298/mo (50% DSR)

Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,397 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Central Station

≈ 12 min walk · 912 m

Education

schools within 1 km (4 within 500 m)

Daily convenience

within 1 km (4 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: B
Saleable Area: 1,522 Saleable ft²
Gross Area: 1,970 ft²
Efficiency: 77%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2007-01-18	HK$20.50M	+80.1%	HK$13,469	HK$10,406
2003-09-23	HK$11.38M	−26.6%	HK$7,477	HK$5,777
2000-10-18	HK$15.50M	−56.3%	HK$10,184	HK$7,868
1997-07-10	HK$35.50M	—	HK$23,325	HK$18,020