22/F A

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 1,522 ft² 1/F B 1,522 ft² 2/F A 1,522 ft² 2/F B 1,522 ft² 3/F A 1,522 ft² 3/F B 1,522 ft² 4/F A 1,522 ft² 5/F A 1,522 ft² 5/F B 1,519 ft² 6/F A 1,522 ft² 6/F B 1,522 ft² 7/F A 1,522 ft² 8/F A 1,522 ft² 8/F B 1,522 ft² 9/F A 1,522 ft² 9/F B 1,522 ft² 10/F A 1,522 ft² 10/F B 1,522 ft² 11/F A 1,522 ft² 11/F B 1,522 ft² 12/F B 1,522 ft² 13/F A 1,522 ft² 13/F B 1,522 ft² 14/F B 1,513 ft² 15/F A 1,513 ft² 15/F B 1,513 ft² 16/F A 1,522 ft² 16/F B 1,522 ft² 17/F A 1,513 ft² 17/F B 1,513 ft² 18/F A 1,513 ft² 18/F B 1,513 ft² 19/F A 1,522 ft² 19/F B 1,522 ft² 20/F A 1,513 ft² 20/F B 1,513 ft² 21/F A 1,513 ft² 22/F A 1,513 ft² 23/F A 1,522 ft² 24/F A 1,513 ft² 24/F B 1,513 ft² 25/F A 1,513 ft² 25/F B 1,513 ft² 26/F B 1,513 ft² 27/F A 1,522 ft² 27/F B 1,522 ft² 28/F A 1,513 ft² 29/F A 1,513 ft² 30/F A 1,513 ft² 30/F B 1,513 ft² 31/F A 1,513 ft² 32/F A 1,522 ft² 33/F B 1,513 ft² 34/F A 1,513 ft² 34/F B 1,513 ft² 35/F A 1,513 ft² 35/F B 1,513 ft² 36/F A 1,513 ft² 36/F B 1,513 ft² 37/F B 1,513 ft² 38/F A 1,513 ft² 38/F B 1,513 ft² 40/F A 1,518 ft² 40/F B 1,513 ft² 41/F A 2,284 ft² 41/F B 2,271 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$44.32M

≈ HK$29,292 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.30M, with repayments around HK$150,356/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$141,483

−HK$8,873/mo

▼ 0.25% · 3.875%

HK$145,884

−HK$4,472/mo

Today · 4.125%

HK$150,356

baseline

▲ 0.50% · 4.625%

HK$159,504

+HK$9,148/mo

Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$300,712/mo (50% DSR)

Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,574 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Central Station

≈ 12 min walk · 912 m

Education

schools within 1 km (4 within 500 m)

Daily convenience

within 1 km (4 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: A
Saleable Area: 1,513 Saleable ft²
Gross Area: 1,962 ft²
Efficiency: 77%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2004-10-06	HK$19.80M	−10.0%	HK$13,087	HK$10,092
1998-04-16	HK$22.00M	−32.9%	HK$14,541	HK$11,213
1997-02-04	HK$32.80M	+25.2%	HK$21,679	HK$16,718
1997-01-02	HK$26.20M	+11.0%	HK$17,317	HK$13,354
1996-11-25	HK$23.60M	+12.4%	HK$15,598	HK$12,028
1996-08-20	HK$21.00M	—	HK$13,880	HK$10,703