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Crescira AVM · estimated value Medium confidence
HK$44.97M
≈ HK$29,546 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.49M, with repayments around HK$152,561/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$143,559
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,024
−HK$4,537/mo
Today · 4.125%
HK$152,561
baseline
▲ 0.50% · 4.625%
HK$161,844
+HK$9,283/mo

Deposit HK$13.49M · loan HK$31.48M · min. income ≈ HK$305,122/mo (50% DSR)

Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,911,201 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
B
Saleable Area
1,522 ft²
Gross Area
1,970 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2010-12-03 HK$33.88M +12.9%
2008-01-10 HK$30.00M +48.2%
2005-04-19 HK$20.24M +34.0%
2004-01-21 HK$15.10M +11.9%
2003-12-12 HK$13.50M +6.3%
2001-12-17 HK$12.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 12 min walk · 891 m
Education
24
schools within 1 km (4 within 500 m)
Daily convenience
39
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com