▼ 0.50% · 3.625%
HK$3,949
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$124/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$256/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$119/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$244/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$137/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$281/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$131/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$269/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$306/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$143/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,293
−HK$162/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,787
+HK$332/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$155/mo
Today · 4.125%
HK$6,019
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$318/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$12,038/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$175/mo
Today · 4.125%
HK$5,875
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$357/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,750/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,315
−HK$167/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$188/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$180/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,318
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$199/mo
Today · 4.125%
HK$6,714
baseline
▲ 0.50% · 4.625%
HK$7,123
+HK$409/mo
Deposit HK$346K · loan HK$1.39M · min. income ≈ HK$13,428/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$192/mo
Today · 4.125%
HK$7,409
baseline
▲ 0.50% · 4.625%
HK$7,799
+HK$390/mo
Deposit HK$346K · loan HK$1.39M · min. income ≈ HK$14,818/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$212/mo
Today · 4.125%
HK$7,134
baseline
▲ 0.50% · 4.625%
HK$7,568
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,268/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,468
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,668
−HK$204/mo
Today · 4.125%
HK$7,872
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,744/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$225/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$8,013
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,907
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,119
−HK$216/mo
Today · 4.125%
HK$8,335
baseline
▲ 0.50% · 4.625%
HK$8,774
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,670/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).