▼ 0.50% · 3.625%
HK$3,899
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$123/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$252/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$118/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$241/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$135/mo
Today · 4.125%
HK$4,558
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$278/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$9,116/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$130/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$265/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,825
−HK$148/mo
Today · 4.125%
HK$4,973
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$302/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$9,946/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,206
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$142/mo
Today · 4.125%
HK$5,487
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$289/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$10,974/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$160/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$328/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$153/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$313/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$172/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$165/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$338/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$185/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$378/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$177/mo
Today · 4.125%
HK$6,859
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$361/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,718/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,239
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$197/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$404/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,941
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,127
−HK$189/mo
Today · 4.125%
HK$7,316
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$385/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,632/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,629
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,835
−HK$210/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$428/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,375
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,572
−HK$201/mo
Today · 4.125%
HK$7,773
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$410/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$15,546/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,019
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$222/mo
Today · 4.125%
HK$7,459
baseline
▲ 0.50% · 4.625%
HK$7,913
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,918/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,808
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,018
−HK$212/mo
Today · 4.125%
HK$8,230
baseline
▲ 0.50% · 4.625%
HK$8,664
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,460/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).