▼ 0.50% · 3.625%
HK$3,870
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$123/mo
Today · 4.125%
HK$4,113
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$250/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$8,226/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$117/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$239/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$135/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$275/mo
Deposit HK$764K · loan HK$933K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$129/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$263/mo
Deposit HK$764K · loan HK$933K · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$147/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,235
+HK$300/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$140/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$287/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$159/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$326/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,597
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,747
−HK$152/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,210
+HK$311/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$172/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$350/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$164/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,688
+HK$335/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$184/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$375/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,631
−HK$176/mo
Today · 4.125%
HK$6,807
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$358/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,614/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,384
−HK$196/mo
Today · 4.125%
HK$6,580
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$400/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$13,160/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,888
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$187/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,643
+HK$383/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,579
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,783
−HK$208/mo
Today · 4.125%
HK$6,991
baseline
▲ 0.50% · 4.625%
HK$7,417
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$13,982/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,319
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,515
−HK$199/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,121
+HK$407/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,966
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$221/mo
Today · 4.125%
HK$7,403
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$450/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,806/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,749
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$211/mo
Today · 4.125%
HK$8,168
baseline
▲ 0.50% · 4.625%
HK$8,599
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,336/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).