▼ 0.50% · 3.625%
HK$4,043
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$128/mo
Today · 4.125%
HK$4,297
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$261/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$8,594/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$122/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$250/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,448
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$141/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$287/mo
Deposit HK$798K · loan HK$975K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,081
−HK$134/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$275/mo
Deposit HK$798K · loan HK$975K · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$153/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$314/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$147/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$299/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$166/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$159/mo
Today · 4.125%
HK$6,164
baseline
▲ 0.50% · 4.625%
HK$6,489
+HK$325/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,328/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$179/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$366/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,466
−HK$172/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$350/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$191/mo
Today · 4.125%
HK$6,445
baseline
▲ 0.50% · 4.625%
HK$6,838
+HK$393/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,890/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,747
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,928
−HK$184/mo
Today · 4.125%
HK$7,112
baseline
▲ 0.50% · 4.625%
HK$7,487
+HK$375/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,224/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$204/mo
Today · 4.125%
HK$6,875
baseline
▲ 0.50% · 4.625%
HK$7,293
+HK$418/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,750/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,197
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,390
−HK$196/mo
Today · 4.125%
HK$7,586
baseline
▲ 0.50% · 4.625%
HK$7,986
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,172/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,874
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,088
−HK$217/mo
Today · 4.125%
HK$7,305
baseline
▲ 0.50% · 4.625%
HK$7,749
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,610/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,647
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,852
−HK$208/mo
Today · 4.125%
HK$8,060
baseline
▲ 0.50% · 4.625%
HK$8,485
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,120/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,278
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,505
−HK$230/mo
Today · 4.125%
HK$7,735
baseline
▲ 0.50% · 4.625%
HK$8,205
+HK$470/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$15,470/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,097
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,314
−HK$220/mo
Today · 4.125%
HK$8,534
baseline
▲ 0.50% · 4.625%
HK$8,984
+HK$450/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$17,068/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).