▼ 0.50% · 3.625%
HK$3,974
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$125/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,480
+HK$257/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$120/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$246/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$139/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$282/mo
Deposit HK$784K · loan HK$959K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$132/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,396
+HK$270/mo
Deposit HK$784K · loan HK$959K · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$151/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$308/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$144/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$295/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$163/mo
Today · 4.125%
HK$5,490
baseline
▲ 0.50% · 4.625%
HK$5,824
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,980/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,747
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,902
−HK$156/mo
Today · 4.125%
HK$6,058
baseline
▲ 0.50% · 4.625%
HK$6,377
+HK$319/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,116/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$176/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$359/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$168/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,868
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,147
−HK$188/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$385/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,810
−HK$180/mo
Today · 4.125%
HK$6,990
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$368/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,980/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$201/mo
Today · 4.125%
HK$6,757
baseline
▲ 0.50% · 4.625%
HK$7,168
+HK$411/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$13,514/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,264
−HK$192/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,849
+HK$393/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,756
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,966
−HK$214/mo
Today · 4.125%
HK$7,180
baseline
▲ 0.50% · 4.625%
HK$7,616
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,360/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,718
−HK$204/mo
Today · 4.125%
HK$7,922
baseline
▲ 0.50% · 4.625%
HK$8,340
+HK$418/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,844/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,153
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,376
−HK$226/mo
Today · 4.125%
HK$7,602
baseline
▲ 0.50% · 4.625%
HK$8,065
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,204/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,958
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,171
−HK$217/mo
Today · 4.125%
HK$8,388
baseline
▲ 0.50% · 4.625%
HK$8,830
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,776/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).