▼ 0.50% · 3.625%
HK$3,587
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$113/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,044
+HK$232/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$109/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$221/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$125/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$255/mo
Deposit HK$708K · loan HK$865K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$119/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$244/mo
Deposit HK$708K · loan HK$865K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$136/mo
Today · 4.125%
HK$4,575
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$278/mo
Deposit HK$629K · loan HK$944K · min. income ≈ HK$9,150/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$130/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$266/mo
Deposit HK$629K · loan HK$944K · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$147/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$302/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$142/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$288/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$158/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$152/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$311/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$171/mo
Today · 4.125%
HK$5,719
baseline
▲ 0.50% · 4.625%
HK$6,067
+HK$348/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$11,438/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,147
−HK$163/mo
Today · 4.125%
HK$6,310
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$332/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$12,620/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$182/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$371/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,386
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$174/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$354/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,099
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,288
−HK$193/mo
Today · 4.125%
HK$6,481
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$394/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,962/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,785
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$184/mo
Today · 4.125%
HK$7,151
baseline
▲ 0.50% · 4.625%
HK$7,528
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,302/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,457
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,658
−HK$204/mo
Today · 4.125%
HK$6,862
baseline
▲ 0.50% · 4.625%
HK$7,280
+HK$418/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,724/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,184
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,376
−HK$196/mo
Today · 4.125%
HK$7,572
baseline
▲ 0.50% · 4.625%
HK$7,971
+HK$399/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,144/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).