▼ 0.50% · 3.625%
HK$3,538
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,648
−HK$112/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$228/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$107/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$219/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$251/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$118/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$241/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$135/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$274/mo
Deposit HK$621K · loan HK$931K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$128/mo
Today · 4.125%
HK$4,978
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$262/mo
Deposit HK$621K · loan HK$931K · min. income ≈ HK$9,956/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$146/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,116
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$139/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$284/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$157/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,584
+HK$320/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$150/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$306/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$167/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$344/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,062
−HK$161/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$328/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$178/mo
Today · 4.125%
HK$6,015
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,030/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,297
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,466
−HK$171/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$6,987
+HK$350/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$190/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$389/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$182/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$372/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,368
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,566
−HK$201/mo
Today · 4.125%
HK$6,767
baseline
▲ 0.50% · 4.625%
HK$7,179
+HK$412/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,534/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,084
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,274
−HK$193/mo
Today · 4.125%
HK$7,467
baseline
▲ 0.50% · 4.625%
HK$7,861
+HK$394/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,934/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).