▼ 0.50% · 3.625%
HK$3,631
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$115/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$235/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$110/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$224/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$127/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$258/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$121/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$246/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$138/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$281/mo
Deposit HK$637K · loan HK$955K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$132/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$270/mo
Deposit HK$637K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$149/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$306/mo
Deposit HK$557K · loan HK$1.04M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$143/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$292/mo
Deposit HK$557K · loan HK$1.04M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$160/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,731
+HK$329/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,807
−HK$154/mo
Today · 4.125%
HK$5,961
baseline
▲ 0.50% · 4.625%
HK$6,275
+HK$314/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$11,922/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$172/mo
Today · 4.125%
HK$5,788
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,576/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$165/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$336/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$184/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$376/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$175/mo
Today · 4.125%
HK$6,812
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$360/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,624/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$195/mo
Today · 4.125%
HK$6,560
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,120/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,867
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$187/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,620
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,536
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$207/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,271
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,466
−HK$198/mo
Today · 4.125%
HK$7,664
baseline
▲ 0.50% · 4.625%
HK$8,068
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,328/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).