▼ 0.50% · 3.625%
HK$4,275
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$135/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,820
+HK$277/mo
Deposit HK$937K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$129/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$264/mo
Deposit HK$937K · loan HK$937K · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$149/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$304/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$143/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$290/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$162/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$332/mo
Deposit HK$750K · loan HK$1.12M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$155/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$317/mo
Deposit HK$750K · loan HK$1.12M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$175/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$360/mo
Deposit HK$656K · loan HK$1.22M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,349
−HK$168/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,861
+HK$344/mo
Deposit HK$656K · loan HK$1.22M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,985
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$189/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$387/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,659
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$181/mo
Today · 4.125%
HK$7,018
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$370/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$14,036/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$203/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,134
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,326
−HK$194/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$396/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$216/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,610
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,814
−HK$207/mo
Today · 4.125%
HK$8,021
baseline
▲ 0.50% · 4.625%
HK$8,444
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,042/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,268
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$230/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,194
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,086
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,302
−HK$220/mo
Today · 4.125%
HK$8,522
baseline
▲ 0.50% · 4.625%
HK$8,972
+HK$450/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,044/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,696
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,935
−HK$243/mo
Today · 4.125%
HK$8,178
baseline
▲ 0.50% · 4.625%
HK$8,676
+HK$498/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$16,356/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,561
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,791
−HK$233/mo
Today · 4.125%
HK$9,024
baseline
▲ 0.50% · 4.625%
HK$9,499
+HK$475/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$18,048/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).