▼ 0.50% · 3.625%
HK$4,408
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$139/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,969
+HK$285/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$133/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$273/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$305/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$154/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,466
+HK$313/mo
Deposit HK$870K · loan HK$1.06M · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$146/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$5,985
+HK$300/mo
Deposit HK$870K · loan HK$1.06M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$167/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$342/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,884
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,042
−HK$160/mo
Today · 4.125%
HK$6,202
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$327/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$12,404/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$181/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$173/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$354/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,171
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,363
−HK$195/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,957
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,865
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$187/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,617
+HK$381/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,612
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,817
−HK$209/mo
Today · 4.125%
HK$7,026
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$428/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,052/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,355
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$200/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,161
+HK$408/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,052
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,272
−HK$223/mo
Today · 4.125%
HK$7,495
baseline
▲ 0.50% · 4.625%
HK$7,951
+HK$456/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$14,990/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,846
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,056
−HK$214/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,705
+HK$435/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,493
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,726
−HK$237/mo
Today · 4.125%
HK$7,963
baseline
▲ 0.50% · 4.625%
HK$8,448
+HK$485/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,926/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,336
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,560
−HK$226/mo
Today · 4.125%
HK$8,786
baseline
▲ 0.50% · 4.625%
HK$9,250
+HK$464/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,572/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,934
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,181
−HK$250/mo
Today · 4.125%
HK$8,431
baseline
▲ 0.50% · 4.625%
HK$8,944
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,862/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,826
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,063
−HK$240/mo
Today · 4.125%
HK$9,303
baseline
▲ 0.50% · 4.625%
HK$9,794
+HK$491/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,606/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).