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At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,048/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.52M · min. income ≈ HK$34,096/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- D8
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 344 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-15 | HK$3.65M | −22.3% 8.2y · −3.0%/yr |
| 2018-03-13 | HK$4.70M | +243.1% 8.5y · 29.0%/yr |
| 2009-10-05 | HK$1.37M | +15.1% |
| 2009-07-10 | HK$1.19M | +60.8% |
| 2004-08-03 | HK$740K | +10.4% |
| 2004-02-28 | HK$670K | −42.7% |
| 1999-01-28 | HK$1.17M | — |