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At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,911/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,822/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$21,348 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- D7
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-22 | HK$4.50M | −0.2% 4.7y · 0.0%/yr |
| 2017-11-22 | HK$4.51M | +47.4% 3.7y · 13.0%/yr |
| 2014-04-17 | HK$3.06M | +251.7% |
| 2004-11-04 | HK$870K | +10.1% |
| 2004-10-06 | HK$790K | −6.0% |
| 2001-12-18 | HK$840K | — |