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At today's rate and a 90% mortgage, the deposit on this unit is about HK$474K, with repayments around HK$20,655/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$474K · loan HK$4.26M · min. income ≈ HK$41,310/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D5
- Saleable Area
- 381 Saleable ft²
- Gross Area
- 489 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-11 | HK$3.65M | −29.8% 7.7y · −4.0%/yr |
| 2018-06-04 | HK$5.20M | +56.7% 2.2y · 26.0%/yr |
| 2016-03-08 | HK$3.32M | +29.1% 3.6y · 8.0%/yr |
| 2012-08-16 | HK$2.57M | +63.7% |
| 2009-11-20 | HK$1.57M | +121.1% |
| 2003-11-03 | HK$710K | −48.2% |
| 1996-03-04 | HK$1.37M | — |