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At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,489/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,978/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$1,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- D2
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-27 | HK$4.95M | +46.9% 4.8y · 10.0%/yr |
| 2016-06-29 | HK$3.37M | +76.4% 5.6y · 14.0%/yr |
| 2010-11-11 | HK$1.91M | +19.4% |
| 2010-07-20 | HK$1.60M | +27.0% |
| 2009-06-12 | HK$1.26M | +12.5% |
| 2007-11-30 | HK$1.12M | −11.1% |
| 1995-12-08 | HK$1.26M | — |