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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,513/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,026/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- D4
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 344 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-09-21 | HK$4.03M | +47.6% 3.4y · 14.0%/yr |
| 2014-05-08 | HK$2.73M | +41.5% |
| 2011-03-22 | HK$1.93M | +8.4% |
| 2011-01-17 | HK$1.78M | +18.7% |
| 2010-08-11 | HK$1.50M | +22.0% |
| 2008-01-17 | HK$1.23M | +20.6% |
| 2007-11-12 | HK$1.02M | −17.1% |
| 1998-07-29 | HK$1.23M | −14.0% |
| 1997-01-15 | HK$1.43M | — |