▼ 0.50% · 3.625%
HK$3,119
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$98/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,516
+HK$202/mo
Deposit HK$684K · loan HK$684K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$94/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,850
+HK$193/mo
Deposit HK$684K · loan HK$684K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$108/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$222/mo
Deposit HK$616K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$104/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$212/mo
Deposit HK$616K · loan HK$752K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$118/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$242/mo
Deposit HK$547K · loan HK$821K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$114/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$231/mo
Deposit HK$547K · loan HK$821K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$128/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$262/mo
Deposit HK$479K · loan HK$889K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$122/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$251/mo
Deposit HK$479K · loan HK$889K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,366
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$138/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$283/mo
Deposit HK$410K · loan HK$957K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$132/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$270/mo
Deposit HK$410K · loan HK$957K · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,678
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$148/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$302/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,205
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$142/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,775
+HK$289/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$158/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$274K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$152/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$308/mo
Deposit HK$274K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$168/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$342/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$160/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$328/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,614
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,789
−HK$177/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$363/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$170/mo
Today · 4.125%
HK$6,583
baseline
▲ 0.50% · 4.625%
HK$6,930
+HK$347/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,166/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).