▼ 0.50% · 3.625%
HK$3,006
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,100
−HK$95/mo
Today · 4.125%
HK$3,195
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$194/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$6,390/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,434
−HK$91/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,711
+HK$186/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,307
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$104/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,728
+HK$214/mo
Deposit HK$593K · loan HK$725K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$100/mo
Today · 4.125%
HK$3,878
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$204/mo
Deposit HK$593K · loan HK$725K · min. income ≈ HK$7,756/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$114/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$233/mo
Deposit HK$527K · loan HK$791K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$109/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$223/mo
Deposit HK$527K · loan HK$791K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$123/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$253/mo
Deposit HK$461K · loan HK$857K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$119/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$241/mo
Deposit HK$461K · loan HK$857K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,209
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,340
−HK$133/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$272/mo
Deposit HK$396K · loan HK$923K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,682
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,808
−HK$127/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$260/mo
Deposit HK$396K · loan HK$923K · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$142/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$292/mo
Deposit HK$330K · loan HK$989K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$137/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$278/mo
Deposit HK$330K · loan HK$989K · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$152/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$311/mo
Deposit HK$264K · loan HK$1.05M · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$145/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$298/mo
Deposit HK$264K · loan HK$1.05M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$161/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$331/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$155/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$171/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$350/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$164/mo
Today · 4.125%
HK$6,345
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$335/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,690/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).