▼ 0.50% · 3.625%
HK$2,988
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,081
−HK$94/mo
Today · 4.125%
HK$3,175
baseline
▲ 0.50% · 4.625%
HK$3,368
+HK$193/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$6,350/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,413
−HK$91/mo
Today · 4.125%
HK$3,504
baseline
▲ 0.50% · 4.625%
HK$3,688
+HK$184/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$7,008/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$104/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$212/mo
Deposit HK$590K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,656
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$100/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$203/mo
Deposit HK$590K · loan HK$721K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,585
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$113/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$232/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$108/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$222/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$123/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$251/mo
Deposit HK$459K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$118/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$240/mo
Deposit HK$459K · loan HK$852K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$132/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$271/mo
Deposit HK$393K · loan HK$917K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$127/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$259/mo
Deposit HK$393K · loan HK$917K · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$142/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$290/mo
Deposit HK$328K · loan HK$983K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$135/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$277/mo
Deposit HK$328K · loan HK$983K · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$151/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$310/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$145/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$295/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$161/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$328/mo
Deposit HK$197K · loan HK$1.11M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$154/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$314/mo
Deposit HK$197K · loan HK$1.11M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$170/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$348/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$162/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).