▼ 0.50% · 3.625%
HK$3,167
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$100/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$205/mo
Deposit HK$694K · loan HK$694K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$96/mo
Today · 4.125%
HK$3,713
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$196/mo
Deposit HK$694K · loan HK$694K · min. income ≈ HK$7,426/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,483
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$110/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,927
+HK$225/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$105/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$216/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$120/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$246/mo
Deposit HK$555K · loan HK$833K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$115/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$235/mo
Deposit HK$555K · loan HK$833K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$130/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$266/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$125/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$254/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$140/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$287/mo
Deposit HK$417K · loan HK$972K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$134/mo
Today · 4.125%
HK$5,198
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$274/mo
Deposit HK$417K · loan HK$972K · min. income ≈ HK$10,396/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$150/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$307/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$144/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$293/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,066
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$160/mo
Today · 4.125%
HK$5,384
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$328/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,768/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,636
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$153/mo
Today · 4.125%
HK$5,941
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$313/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,882/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,383
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$170/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$348/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,149
−HK$163/mo
Today · 4.125%
HK$6,312
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$333/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,624/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$180/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,426
+HK$369/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$172/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$353/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).