▼ 0.50% · 3.625%
HK$3,099
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,196
−HK$98/mo
Today · 4.125%
HK$3,294
baseline
▲ 0.50% · 4.625%
HK$3,494
+HK$200/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$6,588/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$93/mo
Today · 4.125%
HK$3,634
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$192/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$7,268/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,409
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,515
−HK$108/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$221/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$103/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$211/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$118/mo
Today · 4.125%
HK$3,953
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$240/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$7,906/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$112/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$230/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$127/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$260/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,339
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$137/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$281/mo
Deposit HK$408K · loan HK$951K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$131/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$268/mo
Deposit HK$408K · loan HK$951K · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$147/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$300/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$141/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,739
+HK$287/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$157/mo
Today · 4.125%
HK$5,270
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$321/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$10,540/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$150/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$307/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$166/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$341/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$159/mo
Today · 4.125%
HK$6,178
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$326/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$12,356/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$176/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,290
+HK$361/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,207
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$169/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,887
+HK$345/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).