At today's rate and a 90% mortgage, the deposit on this unit is about HK$212K, with repayments around HK$9,247/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$18,494/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 250 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-14 | HK$3.55M | +177.3% 8.8y · 20.0%/yr |
| 2010-11-23 | HK$1.28M | +14.3% |
| 2010-10-08 | HK$1.12M | +24.4% |
| 2009-12-08 | HK$900K | +16.9% |
| 2008-04-11 | HK$770K | +54.0% |
| 2004-12-30 | HK$500K | −54.5% |
| 1998-03-27 | HK$1.10M | +15.8% |
| 1997-12-12 | HK$950K | −16.7% |
| 1997-06-20 | HK$1.14M | — |