▼ 0.50% · 3.625%
HK$3,579
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$113/mo
Today · 4.125%
HK$3,804
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$231/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$7,608/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$108/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$221/mo
Deposit HK$785K · loan HK$785K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,937
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,060
−HK$124/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$255/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$119/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$243/mo
Deposit HK$706K · loan HK$863K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$136/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$277/mo
Deposit HK$628K · loan HK$942K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$130/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$265/mo
Deposit HK$628K · loan HK$942K · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$288/mo
Deposit HK$549K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$170/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$347/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$163/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$332/mo
Deposit HK$392K · loan HK$1.18M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$181/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$370/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,542
−HK$173/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,069
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$193/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,860
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,769
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,951
−HK$184/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$376/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$204/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,264
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$195/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$7,953
+HK$398/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).