▼ 0.50% · 3.625%
HK$3,613
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$114/mo
Today · 4.125%
HK$3,840
baseline
▲ 0.50% · 4.625%
HK$4,074
+HK$234/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$7,680/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$109/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$223/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$126/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$713K · loan HK$872K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$121/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$245/mo
Deposit HK$713K · loan HK$872K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,336
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$137/mo
Today · 4.125%
HK$4,608
baseline
▲ 0.50% · 4.625%
HK$4,888
+HK$280/mo
Deposit HK$634K · loan HK$951K · min. income ≈ HK$9,216/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$131/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$268/mo
Deposit HK$634K · loan HK$951K · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$148/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$304/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$142/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$291/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$160/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$153/mo
Today · 4.125%
HK$5,932
baseline
▲ 0.50% · 4.625%
HK$6,245
+HK$313/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,864/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$171/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,110
+HK$350/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,030
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$164/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,691
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$183/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$175/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,137
+HK$358/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$194/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$397/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,834
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$186/mo
Today · 4.125%
HK$7,203
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,406/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,504
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$206/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$421/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,430
−HK$197/mo
Today · 4.125%
HK$7,627
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$402/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$15,254/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).