▼ 0.50% · 3.625%
HK$3,597
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$114/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$232/mo
Deposit HK$789K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$109/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$222/mo
Deposit HK$789K · loan HK$789K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$125/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$256/mo
Deposit HK$710K · loan HK$868K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$120/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$244/mo
Deposit HK$710K · loan HK$868K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$136/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$279/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,802
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$131/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$266/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$147/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$303/mo
Deposit HK$552K · loan HK$1.03M · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,342
−HK$141/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$289/mo
Deposit HK$552K · loan HK$1.03M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$159/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$325/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$152/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$311/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,396
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,563
−HK$171/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$349/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$163/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,660
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$182/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$372/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,403
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,575
−HK$174/mo
Today · 4.125%
HK$6,749
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$355/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$13,498/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$194/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$395/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,985
−HK$186/mo
Today · 4.125%
HK$7,171
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$377/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,342/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,475
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,676
−HK$205/mo
Today · 4.125%
HK$6,881
baseline
▲ 0.50% · 4.625%
HK$7,299
+HK$418/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,762/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,203
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,396
−HK$196/mo
Today · 4.125%
HK$7,592
baseline
▲ 0.50% · 4.625%
HK$7,992
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,184/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).