▼ 0.50% · 3.625%
HK$3,646
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$116/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$235/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$110/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$226/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$127/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$259/mo
Deposit HK$720K · loan HK$879K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,462
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$122/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$248/mo
Deposit HK$720K · loan HK$879K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$138/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$283/mo
Deposit HK$640K · loan HK$959K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$132/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$271/mo
Deposit HK$640K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$150/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$306/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$144/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$154/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,639
−HK$173/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$353/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$166/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$184/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,490
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,664
−HK$176/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,201
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$196/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,987
+HK$400/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,895
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$188/mo
Today · 4.125%
HK$7,268
baseline
▲ 0.50% · 4.625%
HK$7,651
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,536/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$207/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,399
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,497
−HK$198/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).