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At today's rate and a 90% mortgage, the deposit on this unit is about HK$305K, with repayments around HK$13,291/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$305K · loan HK$2.74M · min. income ≈ HK$26,582/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 317 ft²
- Efficiency
- 75%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-11 | HK$3.70M | +42.3% 8.6y · 5.0%/yr |
| 2013-08-26 | HK$2.60M | +87.1% |
| 2010-08-05 | HK$1.39M | +7.8% |
| 2010-03-09 | HK$1.29M | +21.7% |
| 2009-06-10 | HK$1.06M | +5.0% |
| 2008-04-21 | HK$1.01M | +60.3% |
| 2004-01-05 | HK$630K | +26.0% |
| 2003-06-26 | HK$500K | — |