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At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,181/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,362/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 353 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-20 | HK$3.60M | +12.5% 5.7y · 2.0%/yr |
| 2015-12-11 | HK$3.20M | +122.2% 5.3y · 23.0%/yr |
| 2010-09-02 | HK$1.44M | +44.0% |
| 2008-01-25 | HK$1.00M | +3.1% |
| 2007-12-05 | HK$970K | — |