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At today's rate and a 90% mortgage, the deposit on this unit is about HK$242K, with repayments around HK$10,560/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$242K · loan HK$2.18M · min. income ≈ HK$21,120/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 189 Saleable ft²
- Gross Area
- 254 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-27 | HK$2.00M | −37.5% 5.2y · −7.0%/yr |
| 2020-04-01 | HK$3.20M | +54.6% 7.0y · 8.0%/yr |
| 2013-04-11 | HK$2.07M | +162.0% |
| 2008-06-23 | HK$790K | +9.7% |
| 2008-02-20 | HK$720K | +28.6% |
| 2006-10-26 | HK$560K | −39.8% |
| 1997-08-01 | HK$930K | +16.2% |
| 1996-06-25 | HK$800K | — |