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Crescira AVM · estimated value Medium confidence
HK$2.27M
≈ HK$12,017 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$227K, with repayments around HK$9,907/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,322
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,612
−HK$295/mo
Today · 4.125%
HK$9,907
baseline
▲ 0.50% · 4.625%
HK$10,509
+HK$602/mo

Deposit HK$227K · loan HK$2.04M · min. income ≈ HK$19,814/mo (50% DSR)

Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
A
Saleable Area
189 ft²
Gross Area
254 ft²
Efficiency
74%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2025-06-27 HK$2.00M −37.5%
5.2y
2020-04-01 HK$3.20M +54.6%
7.0y · 8.0%/yr
2013-04-11 HK$2.07M +162.0%
2008-06-23 HK$790K +9.7%
2008-02-20 HK$720K +28.6%
2006-10-26 HK$560K −39.8%
1997-08-01 HK$930K +16.2%
1996-06-25 HK$800K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 4 min walk · 307 m
Education
56
schools within 1 km (23 within 500 m)
Daily convenience
102
within 1 km (48 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 102 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com