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At today's rate and a 90% mortgage, the deposit on this unit is about HK$245K, with repayments around HK$10,691/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,382/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A
- Saleable Area
- 189 Saleable ft²
- Gross Area
- 254 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-11 | HK$3.08M | −11.9% 2.2y · −6.0%/yr |
| 2020-01-14 | HK$3.50M | +48.3% 3.2y · 15.0%/yr |
| 2016-10-18 | HK$2.36M | +47.5% 4.0y · 12.0%/yr |
| 2012-10-11 | HK$1.60M | +6.7% |
| 2012-03-21 | HK$1.50M | +194.1% |
| 2005-02-24 | HK$510K | −29.2% |
| 1995-11-14 | HK$720K | — |