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Crescira AVM · estimated value Medium confidence
HK$2.35M
≈ HK$12,423 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$235K, with repayments around HK$10,241/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,637
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,937
−HK$304/mo
Today · 4.125%
HK$10,241
baseline
▲ 0.50% · 4.625%
HK$10,864
+HK$623/mo

Deposit HK$235K · loan HK$2.11M · min. income ≈ HK$20,482/mo (50% DSR)

Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
A
Saleable Area
189 ft²
Gross Area
254 ft²
Efficiency
74%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2022-03-11 HK$3.08M −11.9%
2.2y
2020-01-14 HK$3.50M +48.3%
3.2y
2016-10-18 HK$2.36M +47.5%
4.0y
2012-10-11 HK$1.60M +6.7%
2012-03-21 HK$1.50M +194.1%
2005-02-24 HK$510K −29.2%
1995-11-14 HK$720K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 4 min walk · 307 m
Education
56
schools within 1 km (23 within 500 m)
Daily convenience
102
within 1 km (48 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 102 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com