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At today's rate and a 90% mortgage, the deposit on this unit is about HK$244K, with repayments around HK$10,639/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,278/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 189 Saleable ft²
- Gross Area
- 254 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-06 | HK$2.80M | −12.5% 4.7y · −3.0%/yr |
| 2018-04-11 | HK$3.20M | +183.2% 7.7y · 24.0%/yr |
| 2010-07-29 | HK$1.13M | +15.3% |
| 2010-06-07 | HK$980K | — |