Switch unit
Floor
1/F A
445 ft²
1/F B
479 ft²
1/F D
706 ft²
1/F F
612 ft²
1/F G
479 ft²
1/F H
445 ft²
1/F C
612 ft²
1/F E
706 ft²
2/F A
445 ft²
2/F C
612 ft²
2/F D
706 ft²
2/F E
706 ft²
2/F F
612 ft²
2/F G
479 ft²
2/F H
445 ft²
2/F B
479 ft²
3/F B
479 ft²
3/F C
612 ft²
3/F D
706 ft²
3/F E
712 ft²
3/F F
613 ft²
3/F G
479 ft²
3/F A
445 ft²
3/F H
445 ft²
4/F A
444 ft²
4/F B
482 ft²
4/F C
612 ft²
4/F D
706 ft²
4/F F
612 ft²
4/F G
479 ft²
4/F E
706 ft²
4/F H
445 ft²
5/F A
444 ft²
5/F B
479 ft²
5/F C
612 ft²
5/F D
706 ft²
5/F E
706 ft²
5/F F
612 ft²
5/F G
482 ft²
5/F H
445 ft²
6/F A
444 ft²
6/F C
612 ft²
6/F E
712 ft²
6/F F
613 ft²
6/F G
479 ft²
6/F H
444 ft²
6/F B
479 ft²
6/F D
706 ft²
7/F A
444 ft²
7/F B
482 ft²
7/F C
612 ft²
7/F D
706 ft²
7/F E
706 ft²
7/F F
613 ft²
7/F G
482 ft²
7/F H
444 ft²
8/F A
444 ft²
8/F B
482 ft²
8/F C
612 ft²
8/F D
712 ft²
8/F E
712 ft²
8/F F
613 ft²
8/F G
482 ft²
8/F H
445 ft²
9/F A
444 ft²
9/F B
479 ft²
9/F C
612 ft²
9/F D
712 ft²
9/F E
706 ft²
9/F F
613 ft²
9/F G
479 ft²
9/F H
445 ft²
10/F B
482 ft²
10/F D
712 ft²
10/F E
706 ft²
10/F F
613 ft²
10/F A
445 ft²
10/F C
612 ft²
10/F G
479 ft²
10/F H
445 ft²
11/F A
444 ft²
11/F B
479 ft²
11/F C
612 ft²
11/F E
712 ft²
11/F F
613 ft²
11/F G
479 ft²
11/F H
445 ft²
11/F D
706 ft²
12/F A
444 ft²
12/F B
482 ft²
12/F E
712 ft²
12/F F
612 ft²
12/F G
479 ft²
12/F C
612 ft²
12/F D
706 ft²
12/F H
445 ft²
13/F A
445 ft²
13/F B
479 ft²
13/F D
706 ft²
13/F E
706 ft²
13/F F
612 ft²
13/F G
479 ft²
13/F H
444 ft²
13/F C
612 ft²
14/F A
445 ft²
14/F C
613 ft²
14/F E
712 ft²
14/F F
613 ft²
14/F G
479 ft²
14/F B
479 ft²
14/F D
706 ft²
14/F H
445 ft²
15/F B
479 ft²
15/F C
612 ft²
15/F E
706 ft²
15/F F
612 ft²
15/F G
479 ft²
15/F A
445 ft²
15/F D
706 ft²
15/F H
445 ft²
16/F A
444 ft²
16/F C
613 ft²
16/F D
712 ft²
16/F E
706 ft²
16/F F
613 ft²
16/F G
482 ft²
16/F H
445 ft²
16/F B
479 ft²
17/F B
482 ft²
17/F C
613 ft²
17/F D
712 ft²
17/F E
712 ft²
17/F F
613 ft²
17/F G
482 ft²
17/F H
445 ft²
17/F A
445 ft²
18/F B
479 ft²
18/F C
612 ft²
18/F D
706 ft²
18/F E
712 ft²
18/F F
613 ft²
18/F G
482 ft²
18/F H
445 ft²
18/F A
445 ft²
19/F B
482 ft²
19/F C
612 ft²
19/F F
613 ft²
19/F G
479 ft²
19/F H
445 ft²
19/F A
445 ft²
19/F D
706 ft²
19/F E
706 ft²
20/F A
445 ft²
20/F B
479 ft²
20/F D
706 ft²
20/F E
706 ft²
20/F F
612 ft²
20/F G
479 ft²
20/F C
612 ft²
20/F H
445 ft²
21/F A
444 ft²
21/F B
479 ft²
21/F C
613 ft²
21/F D
712 ft²
21/F E
706 ft²
21/F F
613 ft²
21/F G
482 ft²
21/F H
445 ft²
22/F A
445 ft²
22/F B
482 ft²
22/F C
613 ft²
22/F D
706 ft²
22/F E
706 ft²
22/F F
613 ft²
22/F H
444 ft²
22/F G
479 ft²
23/F A
445 ft²
23/F B
479 ft²
23/F C
612 ft²
23/F D
712 ft²
23/F E
706 ft²
23/F F
612 ft²
23/F G
482 ft²
23/F H
445 ft²
24/F A
445 ft²
24/F B
479 ft²
24/F C
612 ft²
24/F D
706 ft²
24/F E
712 ft²
24/F F
612 ft²
24/F G
479 ft²
24/F H
445 ft²
25/F C
612 ft²
25/F D
706 ft²
25/F E
706 ft²
25/F F
612 ft²
25/F G
479 ft²
25/F H
445 ft²
25/F A
445 ft²
25/F B
479 ft²
26/F A
456 ft²
26/F B
494 ft²
26/F C
629 ft²
26/F D
722 ft²
26/F F
629 ft²
26/F G
494 ft²
26/F E
722 ft²
26/F H
456 ft²
27/F A
456 ft²
27/F B
494 ft²
27/F C
629 ft²
27/F D
710 ft²
27/F E
710 ft²
27/F H
445 ft²
27/F F
629 ft²
27/F G
494 ft²
28/F A
445 ft²
28/F C
629 ft²
28/F D
722 ft²
28/F F
615 ft²
28/F H
445 ft²
28/F B
494 ft²
28/F E
722 ft²
28/F G
494 ft²
29/F B
491 ft²
29/F D
710 ft²
29/F E
710 ft²
29/F F
615 ft²
29/F G
494 ft²
29/F A
456 ft²
29/F C
629 ft²
29/F H
456 ft²
30/F A
456 ft²
30/F B
494 ft²
30/F D
722 ft²
30/F F
629 ft²
30/F G
494 ft²
30/F H
456 ft²
30/F C
629 ft²
30/F E
722 ft²
Crescira AVM · estimated value
● Medium confidence
HK$4.98M
≈ HK$11,191 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$498K, with repayments around HK$21,722/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$20,440
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,076
−HK$646/mo
Today · 4.125%
HK$21,722
baseline
▲ 0.50% · 4.625%
HK$23,044
+HK$1,322/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,444/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 445 ft²
- Gross Area
- 630 ft²
- Efficiency
- 71%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1999-04-30 | HK$1.99M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Fanling
≈ 16 min walk · 1,227 m
(quite far — consider other transport options)
Education
16
schools within 1 km (7 within 500 m)
Daily convenience
17
within 1 km (16 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 17 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com