▼ 0.50% · 3.625%
HK$16,719
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,239
−HK$528/mo
Today · 4.125%
HK$17,767
baseline
▲ 0.50% · 4.625%
HK$18,848
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,534/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,599
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,098
−HK$506/mo
Today · 4.125%
HK$19,604
baseline
▲ 0.50% · 4.625%
HK$20,637
+HK$1,033/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,208/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,390
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,962
−HK$582/mo
Today · 4.125%
HK$19,544
baseline
▲ 0.50% · 4.625%
HK$20,733
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,088/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,459
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,008
−HK$556/mo
Today · 4.125%
HK$21,564
baseline
▲ 0.50% · 4.625%
HK$22,701
+HK$1,137/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,128/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,062
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,686
−HK$634/mo
Today · 4.125%
HK$21,320
baseline
▲ 0.50% · 4.625%
HK$22,618
+HK$1,298/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,640/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,319
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,918
−HK$607/mo
Today · 4.125%
HK$23,525
baseline
▲ 0.50% · 4.625%
HK$24,765
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,050/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,734
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,410
−HK$687/mo
Today · 4.125%
HK$23,097
baseline
▲ 0.50% · 4.625%
HK$24,502
+HK$1,405/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,194/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,179
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,827
−HK$658/mo
Today · 4.125%
HK$25,485
baseline
▲ 0.50% · 4.625%
HK$26,829
+HK$1,344/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$50,970/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,134
−HK$740/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,737
−HK$709/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$28,892
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,078
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,858
−HK$792/mo
Today · 4.125%
HK$26,650
baseline
▲ 0.50% · 4.625%
HK$28,272
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,300/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,899
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,647
−HK$759/mo
Today · 4.125%
HK$29,406
baseline
▲ 0.50% · 4.625%
HK$30,956
+HK$1,550/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,812/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,750
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,582
−HK$845/mo
Today · 4.125%
HK$28,427
baseline
▲ 0.50% · 4.625%
HK$30,157
+HK$1,730/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,854/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,759
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,557
−HK$810/mo
Today · 4.125%
HK$31,367
baseline
▲ 0.50% · 4.625%
HK$33,020
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,734/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$860/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,757/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$952/mo
Today · 4.125%
HK$31,981
baseline
▲ 0.50% · 4.625%
HK$33,926
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,962/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,479
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$911/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$1,860/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,957 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).