▼ 0.50% · 3.625%
HK$16,200
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,704
−HK$512/mo
Today · 4.125%
HK$17,216
baseline
▲ 0.50% · 4.625%
HK$18,263
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,432/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,022
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,505
−HK$491/mo
Today · 4.125%
HK$18,996
baseline
▲ 0.50% · 4.625%
HK$19,997
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,992/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,820
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,374
−HK$563/mo
Today · 4.125%
HK$18,937
baseline
▲ 0.50% · 4.625%
HK$20,089
+HK$1,152/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,824
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,356
−HK$539/mo
Today · 4.125%
HK$20,895
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,790/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,440
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,044
−HK$615/mo
Today · 4.125%
HK$20,659
baseline
▲ 0.50% · 4.625%
HK$21,916
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,318/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,626
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,207
−HK$588/mo
Today · 4.125%
HK$22,795
baseline
▲ 0.50% · 4.625%
HK$23,996
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,590/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,060
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$665/mo
Today · 4.125%
HK$22,380
baseline
▲ 0.50% · 4.625%
HK$23,742
+HK$1,362/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,760/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$637/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$25,996
+HK$1,302/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,680
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$717/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,908
−HK$686/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$27,996
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,300
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,056
−HK$767/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,395
+HK$1,572/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,033
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,758
−HK$736/mo
Today · 4.125%
HK$28,494
baseline
▲ 0.50% · 4.625%
HK$29,996
+HK$1,502/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$56,988/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,920
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,726
−HK$819/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$29,221
+HK$1,676/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,609
−HK$784/mo
Today · 4.125%
HK$30,393
baseline
▲ 0.50% · 4.625%
HK$31,995
+HK$1,602/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,786/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,540
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,396
−HK$871/mo
Today · 4.125%
HK$29,267
baseline
▲ 0.50% · 4.625%
HK$31,047
+HK$1,780/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,534/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,638
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,459
−HK$834/mo
Today · 4.125%
HK$32,293
baseline
▲ 0.50% · 4.625%
HK$33,995
+HK$1,702/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,586/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$921/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,874
+HK$1,886/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,310
−HK$882/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$1,803/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).