▼ 0.50% · 3.625%
HK$16,488
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,001
−HK$521/mo
Today · 4.125%
HK$17,522
baseline
▲ 0.50% · 4.625%
HK$18,588
+HK$1,066/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,044/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,343
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,835
−HK$499/mo
Today · 4.125%
HK$19,334
baseline
▲ 0.50% · 4.625%
HK$20,353
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,668/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,137
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,701
−HK$573/mo
Today · 4.125%
HK$19,274
baseline
▲ 0.50% · 4.625%
HK$20,447
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,548/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,177
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,718
−HK$549/mo
Today · 4.125%
HK$21,267
baseline
▲ 0.50% · 4.625%
HK$22,388
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,534/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,786
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,401
−HK$625/mo
Today · 4.125%
HK$21,026
baseline
▲ 0.50% · 4.625%
HK$22,306
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,052/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,011
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,602
−HK$598/mo
Today · 4.125%
HK$23,200
baseline
▲ 0.50% · 4.625%
HK$24,423
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,400/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,434
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,101
−HK$677/mo
Today · 4.125%
HK$22,778
baseline
▲ 0.50% · 4.625%
HK$24,164
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,556/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,845
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,485
−HK$649/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,325/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,083
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,801
−HK$730/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$26,023
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,062/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,368
−HK$699/mo
Today · 4.125%
HK$27,067
baseline
▲ 0.50% · 4.625%
HK$28,494
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,134/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,732
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,501
−HK$782/mo
Today · 4.125%
HK$26,283
baseline
▲ 0.50% · 4.625%
HK$27,882
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,566/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,514
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,252
−HK$749/mo
Today · 4.125%
HK$29,001
baseline
▲ 0.50% · 4.625%
HK$30,529
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$58,002/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,381
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,201
−HK$834/mo
Today · 4.125%
HK$28,035
baseline
▲ 0.50% · 4.625%
HK$29,741
+HK$1,706/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,070/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,348
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$799/mo
Today · 4.125%
HK$30,934
baseline
▲ 0.50% · 4.625%
HK$32,564
+HK$1,630/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,868/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,030
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$886/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,813/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$848/mo
Today · 4.125%
HK$32,867
baseline
▲ 0.50% · 4.625%
HK$34,600
+HK$1,733/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$65,734/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$938/mo
Today · 4.125%
HK$31,539
baseline
▲ 0.50% · 4.625%
HK$33,459
+HK$1,920/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,078/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,017
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,902
−HK$899/mo
Today · 4.125%
HK$34,801
baseline
▲ 0.50% · 4.625%
HK$36,635
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,602/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,923 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).