▼ 0.50% · 3.625%
HK$16,948
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,475
−HK$536/mo
Today · 4.125%
HK$18,011
baseline
▲ 0.50% · 4.625%
HK$19,107
+HK$1,096/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,022/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,855
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$513/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$20,921
+HK$1,048/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,643
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,223
−HK$589/mo
Today · 4.125%
HK$19,812
baseline
▲ 0.50% · 4.625%
HK$21,017
+HK$1,205/mo
Deposit HK$3.34M · loan HK$4.09M · min. income ≈ HK$39,624/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,740
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,296
−HK$565/mo
Today · 4.125%
HK$21,861
baseline
▲ 0.50% · 4.625%
HK$23,013
+HK$1,152/mo
Deposit HK$3.34M · loan HK$4.09M · min. income ≈ HK$43,722/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,338
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,970
−HK$643/mo
Today · 4.125%
HK$21,613
baseline
▲ 0.50% · 4.625%
HK$22,928
+HK$1,315/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,226/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,625
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,232
−HK$616/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,105
+HK$1,257/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,033
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,718
−HK$696/mo
Today · 4.125%
HK$23,414
baseline
▲ 0.50% · 4.625%
HK$24,839
+HK$1,425/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$46,828/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,511
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,168
−HK$667/mo
Today · 4.125%
HK$25,835
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,362/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$51,670/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,727
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,465
−HK$750/mo
Today · 4.125%
HK$25,215
baseline
▲ 0.50% · 4.625%
HK$26,750
+HK$1,535/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,430/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,396
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,104
−HK$719/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,466/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,422
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$803/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,660
+HK$1,644/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$770/mo
Today · 4.125%
HK$29,810
baseline
▲ 0.50% · 4.625%
HK$31,381
+HK$1,571/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$59,620/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,117
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,960
−HK$857/mo
Today · 4.125%
HK$28,817
baseline
▲ 0.50% · 4.625%
HK$30,571
+HK$1,754/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$57,634/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,167
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,976
−HK$821/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,473
+HK$1,676/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,812
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,708
−HK$910/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,864/mo
Deposit HK$1.11M · loan HK$6.32M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,053
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,912
−HK$872/mo
Today · 4.125%
HK$33,784
baseline
▲ 0.50% · 4.625%
HK$35,565
+HK$1,781/mo
Deposit HK$1.11M · loan HK$6.32M · min. income ≈ HK$67,568/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,455
−HK$965/mo
Today · 4.125%
HK$32,420
baseline
▲ 0.50% · 4.625%
HK$34,392
+HK$1,972/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$64,840/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,938
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$924/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,657
+HK$1,885/mo
Deposit HK$743K · loan HK$6.69M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$222,976 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).